Retirement planning that stays on your device.
RetireGolden is a free retirement planner that runs entirely in your browser. Projections, taxes, Social Security, and Roth conversions, all computed on your own device. No account, no upload, no catch.
Free, at retiregolden.app. Nothing to install, nothing to sign up for.
- Your data never leaves your browser
There is no server doing your math and no database holding your plan. Everything you enter lives in your browser's local storage, and your plan exports as a plain JSON file you keep.
What that means for backups, portability, and the long run → - Open source, every line public
The full source code is public under the AGPL-3.0 license. You can read exactly how every number is computed, or run your own copy.
Read the code and the license on GitHub → - Tested against independent implementations
The tax, Social Security, and optimization math is cross-checked against independent open-source implementations and official published rules, with automated checks that run on every change.
How the math is validated →
Why does this site exist?
This site answers the questions a careful person asks before trusting a free finance tool:
If those answers hold up, the planner is a click away.
Open the planner